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Only those systems and appliances properly and permanently installed and located within the living area of the home will be covered. This Agreement will not cover systems or appliances within i commercial properties; ii residential properties used for business purposes, including, but not limited to, dwellings used for rest homes, day care centers, schools and/or professional offices; and iii common areas of condominiums, multi family houses and/or cooperativesivforeclosed/short sale. This Agreement will not cover any system or appliance designated by the manufacturer as being used for commercial use. 4. Term. The term of Your service contract, as set forth in this Agreement, shall begin thirty 30 days following Select’s receipt of all outstanding payments and premiums due to Select are received by Select “Effective Date” please add an additional 5 days for credit/debit card payments.

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The claims department at HWA is a joke. Our A/C has been broken for 3 weeks now and every time I call I get someone else who immediately puts me on hold then tells me the same thing, the previous person told me and everyone of them has said, "I’ll follow up with a phone call or email to keep you posted". Do you know I haven’t received NOT 1 call or email. but hey they did say once again today, "Purchasing is trying to find the part. " I ask, "How long can this take, and let me speak to your supervisor. " so I spoke to someone who said she was a supervisor said I could call and talk directly to her so we can get this matter resolved.